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Hilton Honors American Express Business Card Review

The Hilton Honors American Express Business Card is a premium lodge rewards credit score card with a unbelievable welcome supply and a slew of engaging perks for frequent business vacationers.

Every eligible greenback spent with this card earns Hilton Honors bonus factors redeemable at greater than 4,000 Hilton and companion lodge and resort properties worldwide. That’s on prime of the Honors base factors earned on each eligible Hilton buy.

Other notable advantages embody computerized Hilton Honors Gold standing, as much as two weekend reward nights for heavier spenders, and complimentary Priority Pass™ Select membership – your ticket to greater than 1,000 airport lounges worldwide.

Read on to be taught extra about this card’s options, advantages, drawbacks, and general suitability.

Key Features

These are crucial options of the Hilton Honors American Express Business card:

Welcome Offer

Earn as much as 180,000 Hilton Honors bonus factors:

  • Earn 130,000 Hilton Honors bonus factors after you spend not less than $2,000 in eligible purchases throughout the first 3 months of cardmembership. That’s good for as much as 26 free nights at Hilton’s lowest-tier properties.
  • Earn an extra 50,000 Hilton Honors bonus factors after you spend a complete of $10,000 in eligible purchases throughout the first 6 months of cardmembership. That’s good for as much as 10 extra free nights at Hilton’s lowest-tier properties.

Earning Hotel Rewards

Every $1 you spend at Hilton properties or companion lodges and resorts earns an infinite 12 Hilton Honors factors. Every $1 you spend on choose business and journey purchases, together with airfare booked instantly with airways and U.S. restaurant purchases, earns an infinite 6 factors. All different purchases earn an infinite 3 factors per $1 spent.

Redeeming Rewards

You can redeem your factors free of charge lodge nights, beginning at a minimal of 5,000 factors for Category 1 lodges. Hilton’s Points & Money Rewards™ function permits you to mix factors and money in 1,000-point increments, beginning at a minimal of 5,000 factors.

Per-night redemption charges differ with demand, seasonality, and different elements. The variety of factors required for redemption will increase with lodge class and customarily ranges from 5,000 to 95,000 per night time, relying on the property and season.

Since Honors factors don’t have mounted greenback values, it’s tough to generalize about their buying energy with out particular details about your reserving plans. That mentioned, factors are often value $0.005 to $0.01 at redemption. Redemption values are usually extra beneficiant at decrease classes

Automatic Gold Honors Status & Diamond Status Upgrade

As lengthy as you stay a cardholder in good standing, you’re routinely granted Gold standing in Hilton’s loyalty program. Gold standing boosts your level earnings on Hilton and companion property stays by 25%. On rewards stays of 5 nights or longer, you’ll get a fifth night time free. Other perks embody free in-room Wi-Fi and free room upgrades the place obtainable. Check with Hilton for extra perks and advantages.

When you spend not less than $40,000 in eligible purchases in your card throughout a calendar year, you’ll routinely earn Diamond standing by means of the tip of the next calendar year. Diamond standing entitles you to a 50% bonus on all base level earnings and assured 48-hour availability in any respect collaborating Hilton properties – that means you’ll by no means be bought out of your most popular lodge once you e book not less than 48 hours upfront. Lower-status advantages all apply too.

Weekend Night Rewards for Heavy Spenders

When you spend not less than $15,000 in purchases in your card inside a calendar year, you earn a complimentary weekend night time reward – a free night time’s keep at collaborating Hilton properties.

You’ll qualify for an additional complimentary weekend night time reward once you spend an extra $45,000 in purchases in your card inside a calendar year ($60,000 whole calendar year spending).

That’s a complete of two doable weekend night time rewards every year. Check with Hilton for collaborating properties and different restrictions.

Complimentary Priority Pass™ Select Membership

As lengthy as your account stays open and in good standing, you qualify for complimentary Priority Pass™ Select membership. Enrollment is required.

This membership entitles you to as much as 10 complimentary visits to greater than 1,000 Priority Pass airport lounges world wide. Though admission charges and facilities differ by lounge, this perk is well value a whole bunch of {dollars} when totally exploited.

Important Fees

The annual payment is $95. There is not any international transaction payment. Cash advances each price the better of $5 or 3%. Terms and situations apply. For charges and costs of the Hilton Honors American Express Business Card, please go to this rates and fees page.

Regular APR

This card’s common APR ranges from 15.74% to 24.74% variable, relying in your creditworthiness and prevailing rates of interest.

Business Tools and Resources

As a part of the American Express business credit score card community, the Hilton Honors Business Card affords these instruments and resources for small business homeowners:

  • Employee playing cards with individualized expensing, reporting, and controls
  • The skill to designate an account supervisor, resembling a trusted worker or accountant, with permission to make government choices round your business account
  • The American Express® Business App, which helps you to add custom-made receipts and notes to your transaction historical past
  • Customizable account alerts round suspicious account exercise, late funds, and extra
  • Quickbooks integration
  • Detailed year-end summaries damaged down by spending kind and extra
  • Mobile- and tablet-friendly apps

Credit Required

This card requires good to wonderful credit score.

Advantages

  1. Fantastic Welcome Offer. The Hilton Honors Business Card’s welcome supply is extraordinarily beneficiant, way more so than many competing business journey rewards bank cards.
  2. Great Rewards Rate on Hilton Purchases. Eligible Hilton lodge and resort purchases earn 12 factors per $1 spent, that means you’ll be able to qualify for a Category 1 reward night time with as little as $417 in purchases at collaborating properties.
  3. Generous Rewards Rate for General Business and Travel Spending. This card earns 6 factors per $1 spent on sure business and journey spending purchases, together with U.S. eating places, airfare bought instantly with the airline or AmexTravel.com, and automotive leases booked instantly with choose automotive rental firms. This makes it an awesome car for saving money at eating places and lowering the price of worldwide business journey.
  4. Automatic Gold Status for Cardholders in Good Stead. As lengthy as your account stays open and in good standing, you’ll get pleasure from complimentary Gold standing within the Hilton Honors program. As a Gold member, you’re entitled to a slew of handy and cost-effective perks, resembling a 25% bonus on base level earnings and a fifth night time free on qualifying reward stays.
  5. Complimentary Weekend Nights for Heavy Spenders. Although it does require a good bit of spending, you’ll be able to earn as much as two complimentary weekend nights every year with this card. You have to spend not less than $15,000 in eligible purchases inside a calendar year to qualify on your first complimentary night time, and $60,000 in a calendar year to qualify on your second.
  6. Complimentary Priority Pass™ Select Membership. As lengthy as your account stays open and in good standing, you get pleasure from complimentary Priority Pass™ Select membership. This entitles you to 10 free visits to greater than 1,000 Priority Pass lounges worldwide – 10 sorely wanted spells of rejuvenation amid the hustle and bustle of the airport. Measured towards the complete value of every airport lounge cross, this profit is value $300 or extra. Enrollment is required.
  7. No Foreign Transaction Fee. This card has no international transaction payment. That’s nice information for jet-setting business vacationers who spend freely exterior the United States. Some different American Express business playing cards cost 2.7% on international transactions.

Disadvantages

  1. Has an Annual Fee. Hilton Honors Business has a $95 annual payment. That’s a downside relative to some competing lodge rewards playing cards. The Hilton Honors Card from American Express, a shopper card with comparable advantages, has no annual payment.
  2. Onerous Spending Requirements for Weekend Night Rewards. You have to spend not less than $15,000 in a calendar year to qualify on your first weekend night time reward, and 4 instances that quantity to earn your second. Low-spending business vacationers aren’t more likely to clear $60,000 in eligible spending inside any calendar year. Even $15,000 is a heavy elevate for infrequent highway warriors.
  3. Relatively Low Redemption Value. With exceptions, Honors factors are typically value lower than $0.01 apiece at redemption. This compares unfavorably to another hospitality manufacturers’ loyalty currencies. If you’re in search of a business journey card with super-favorable redemption values, contemplate making use of for the Marriott Bonvoy Business™ American Express® Card.

Final Word

The Hilton Honors American Express Business Card is a journey rewards credit score card for severe business vacationers who don’t thoughts spending the lion’s share of their hospitality allowances at Hilton lodges and resorts. Its unbelievable, easy-to-attain welcome supply and above-average rewards rate on Hilton spending are nice for average spenders. The complimentary weekend night time rewards sweeten the deal for heavier spenders with sufficient flexibility to stay round into Saturday or Sunday. And complimentary Priority Pass™ Select membership is superior for all.

As lengthy as you’ll be able to spend sufficient to make the $95 annual payment worthwhile and discover sufficient causes to remain at Hilton properties for business all through the year, this card is value conserving in your pockets.

For charges and costs of the Hilton Honors American Express Business Card, please go to this rates and fees page.

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